Fist pumps to you! 🙂

This is where I’m tracking the progress of my goal to save $15,000 in 2015 and pay off all my debt so that I can create the life I love. 🙂  What do you want more than ANYTHING else? Would more money make it easier?

You can read about the original game and plan here! Join me!  It’s pretty damn fun.

**Update 8/25/15: I didn’t give up, believe me!

I know it seems as if I’ve fallen off the bandwagon on this savings campaign, but I promise – I haven’t.

640x1136I took all the money I had saved up to this point and paid off some super loans as shown below.

I then decided to invest every savings that I make into kickstarting my Amazon FBA business.

Up to this point, I’ve been running the business for 2 1/2 weeks. I’ve sold over $3,500 in product and profited around $1000. My goal is to increase my monthly sales to $35,000, which would give me a profit of just under $7,000 for the month. I then plan on re-investing $5,000 of that into new product and scraping the other $2k to live off of.

Here are my sales for this month alone! (my first month)

Dreams come true. Visions come to reality. The key for me was cutting out all of my side distractions and focusing on ONE thing.

As I push all of my money into this business, I will undoubtedly reach a profit of $5k by the end of the year to nail my $15,000 savings plan. It feels amazing, and I love everything about it.


Please hit me up if you want to run a savings campaign yourself. I am ALWAYS here to help.

**Update: 5/14/15** : Through the first 5 months, I was able to save $7,149.00 through this method. 🙂

I am on track to meet my goal of $15,000 by the end of the year.  The reason there are no entries from Mid April until now is because I was using all my extra money for my trip to Thailand as a celebration and brain reset!  The goal of $15k in 2015 is to raise money to pay off all my debt through student loans and other loans.  Early this month, I realized the $7,149 was enough to pay off two of my loans!

I paid off my car loan – a total of $1,849.05 !!

Screenshot 2015-05-14 21.49.24

I paid off my basement loan – a total of $4,024.35 !!

Screenshot 2015-05-14 21.49.48

Grand total paid off: $5,873.40

That leaves me with $1,275.60 hard cash still in the account for safety 🙂


Not having these payments clears up $482/month in bills.  For an entire year, that is $5,784.00 extra!

These loans weren’t due to mature until 2017.

I can now take the $482.00/year and put it back into my savings to contribute to my goal!

In the month of May, I was able to free up one of the payments, saving me $338.00. I put the money into my savings chart for this month.

Now, every month for the rest of the year, I can put the $482.00 back into my savings.  By the end of the year, I will have another $3,230.00 contributing to my goal of $15,000!

So, $7,149.00 (saved up until may) + $3,230.00 (payments saved from paying off loans) = $10,379.00 of my $15,000 goal!  🙂 🙂 🙂

That leaves me with $4,621.00 left to save until I hit the goal! I’m dominating!!!


This won’t contribute to my goal of $15k for this year, but I wanted to point this out to show you the effect of paying loans off early.

If I would have allowed those loans to mature in $2017, the interest amounts to $1.97/day on the basement loan and $1.13/day on the car loan. The maturity dates were in July of 2017.

There are roughly 7 months left in 2015, or 210 days.

There are 365 days in 2016

There are roughly 182 days in 2017 until the loans mature.

That is a total of 757 days until the loans were to mature.


757 x $1.13/day for interest = $855.41

757 x $1.97/day for interest = $1,491.29

I am saving myself another $2,346.70 over the next 2 years by paying off those loans early! 🙂

Again, my savings for this year: $7,149.00

The money I will save the rest of this year by not having the $482/month loan payments : $3,230.00

The money I will save on interest over the life of the loan for paying them off early: $2,346.70

That is a total savings of $12,725.70.

What you just read almost makes me cry. I honestly never thought this was possible.  The old me just accepted that I would be paying these bills through 2017.

The new me created a vision and believed in it. I followed my principles and trusted myself.

I know this kind of thing seems impossible without money, but I did this without any extra income over my bills.  Everything in the chart below is money created out of the mindset to achieve this goal, and nothing else. If you feel like it’s unrealistic, you are wrong. It’s all in your mind.

I’d love to connect with you if you have questions or need help. You can email me or hit me up on twitter @hb_armstrong.

Now, I’m off to Thailand to celebrate! Keep checking in and watch my progress as I dominate my goal to save the rest of the $15k this year.

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